Alternatives
SumUp excels at in-person card payments. For online subscriptions, recurring billing, and invoicing, you need a different tool.
No credit card required. Cancel anytime.
Ranked options
All-in-one online subscription platform. Storefront, recurring billing, invoicing, customer portal. No code, no hardware.
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Limitations
Developer-focused online payment infrastructure. Stripe Billing for subscriptions. API-first with vast ecosystem.
Strengths
Limitations
Unified online and in-person payments. Square Online for e-commerce. Square Subscriptions for recurring billing.
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Limitations
PayPal-owned point-of-sale system. Card readers, invoicing, and simple online payments. Best for physical retail with some online.
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Limitations
Bank-to-bank payment specialist. SEPA direct debit with the lowest fees. Ideal for recurring payments.
Strengths
Limitations
Got questions
SumUp is designed for in-person card payments with portable readers. It lacks online subscription management, automated invoicing, dunning, and customer self-service portals that subscription businesses require.
They serve different channels. Use SumUp for in-person payments and PayFacile for online subscriptions. Both can connect to separate Stripe accounts if needed.
GoCardless offers the lowest per-transaction fees (0.2%, max 2 EUR) for SEPA direct debit. PayFacile offers the most complete subscription stack at 1% to 0.5% plus gateway fees.
Free account. No credit card. No hardware needed.
No credit card required. Cancel anytime.
