PayFacile vs Subscribie: Full Comparison

Subscribie is built for simple UK clubs and groups. PayFacile is built for serious subscription businesses - multi-gateway, automated workflows, and EU compliance.

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PayFacile
Subscribie
Pricing model
Fixed monthly (€24–€48)
% of revenue (1.25% + Stripe fees)
Website builder
Drag-and-drop, custom domain included
Basic, requires free signup
Payment gateways
Stripe, GoCardless, Braintree
Stripe only
Customer portal
Full-featured (Portal)
Basic dashboard
Automation & workflows
Built-in triggers, filters, actions
None — requires third-party tools
Email marketing
Native (integrated)
None — bring your own
VAT & tax compliance
Auto-calculated, EU-compliant
Manual (UK only)
Invoicing
Automatic + customizable
Basic invoicing
AI assistant
In-dashboard chatbot
None
Gated content
Courses, files, members-only pages
Files only
SEPA payments
Yes (all European countries)
Stripe-dependent
Dunning & retries
Automatic recovery workflows
None — relies on Stripe
Analytics
Dedicated reporting dashboard
None — external tools only

Subscribie charges a % of your revenue. PayFacile doesn’t.

On €2,000/mo revenue, Subscribie costs ~€87/mo (4.35% of revenue) vs PayFacile at €24/mo (1.2% of revenue). That's 72% savings. As revenue grows to €5,000/mo, Subscribie climbs to ~€170/mo while PayFacile stays at €24/mo.

Subscribie
PayFacile
Platform fee
£27.99/mo (~€32)
€24/mo
% of revenue
1.25% = €25/mo on €2K
0% (flat fee)
Stripe fees
~1.5% = €30/mo
Same Stripe fees
Automation
None (Zapier €20–100+/mo)
Included
Email tool
None (bring your own)
Included
Total
~€87/mo (4.35% of revenue)
€24/mo (1.2% of revenue)

Subscribie charges a percentage that grows with your revenue. PayFacile charges a flat fee that stays the same.

Why PayFacile wins for serious subscription businesses.

True Multi-Gateway Freedom

Subscribie locks you into Stripe. PayFacile lets you accept payments via Stripe, GoCardless (SEPA direct debit), and Braintree. Different payment methods suit different customer bases. Reduce failure rates with retries across multiple channels.

Built-In Automation That Actually Works

Workflows are core to PayFacile. Create complex automations without code: trigger retention emails on cancellation, send discount codes, segment high-value customers. Subscribie has none of this — you need Zapier at €20–100+/mo.

VAT & Compliance Baked In

PayFacile automatically calculates VAT on EU transactions and generates compliant invoices. Subscribie makes you handle this manually — a real headache if you have customers across Europe.

Customer Portal That Drives Revenue

PayFacile's Portal is designed to reduce churn: customers update payment methods, pause subscriptions instead of canceling, view invoice history. Subscribie's customer dashboard is basic — failed payments mean support tickets, not automatic recovery.

Built-In AI Assistant

PayFacile's in-dashboard chatbot helps you draft product descriptions, generate email templates, and answer feature questions instantly. Subscribie has none.

Content & Courses (Not Just Files)

PayFacile supports gated online courses, members-only blog posts, and downloadable files in one place. Subscribie offers file uploads only — no content sequencing, no drip-feeding, no course builder.

Subscribie is genuinely good at one thing: simple UK payments

Subscribie works well for small UK clubs (sports, hobby, local membership groups), simple one-product subscriptions with minimal complexity, and low-tech users who want to set up fast with minimal learning.

But Subscribie becomes painful if you sell across Europe (VAT handling is manual, no SEPA), need multiple payment methods, want automation (dunning, segmentation, follow-up campaigns), plan to scale beyond one product or one market, need deeper analytics, or want a professional customer portal. PayFacile handles all of this natively.

Frequently asked questions

Yes. We handle the technical migration (customer data, subscription state, payment methods). No data loss. Book a migration call with our team — it typically takes 48–72 hours.

PayFacile supports 180+ countries via Stripe, SEPA (all EU + EEA), and Braintree. If you're selling in Europe, we're built for you.

That's fine. Just use our Stripe integration. You get all the workflow automation, Portal, VAT compliance, and pricing benefits without adding GoCardless or Braintree. But you'll have them as options if you ever need them.

No setup, installation, or onboarding fees. Start free, pay only when you need a paid plan.

Yes. Enterprise plan includes white-label checkout, custom branding, and white-label customer portal.

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No credit card. No lock-in. Cancel anytime.