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Comparison
PayFacile vs Mollie: Which Platform to Sell in Europe?
Mollie gives you a payment gateway. PayFacile gives you the whole platform: website, payments, invoicing, customer portal. No code.
No credit card. No lock-in. Cancel anytime.
Side by side
Payment Gateway vs All-in-One Platform
PayFacile
Mollie
Concept
All-in-one platform to sell online
Payment gateway (API + hosted checkout)
Website
Included (drag-and-drop builder, custom domain)
Not included. Requires Shopify, WooCommerce, or your own site
Payment methods
Stripe + GoCardless (SEPA) + Braintree
Cards, iDEAL, Bancontact, Klarna, SEPA, Apple/Google Pay, PayPal
Subscriptions
Built-in (dunning, portal, upgrade/downgrade)
Subscriptions API available, but you build the UI yourself
Invoicing & VAT
Automatic (compliant invoices, dunning, VAT)
Not a core feature. Use a third-party tool
Customer portal
Included (Portal: subscription, invoices, payment)
Not included
SEPA / Direct debit
Yes, via GoCardless
Yes, native
Setup
No code. Ready in 10 minutes
Requires integration via API or plugin
Built for
Coaches, consultants, SMEs. No technical skills needed
Developers and e-commerce teams
The real cost
Mollie is just the payments. Here is the real cost.
Mollie charges per transaction with no monthly fee. Sounds simple. But to run a real business, you still need a website, invoicing, subscription management, dunning, and a customer portal.
Mollie
PayFacile
Payment gateway
€1.80 + 2.90% per txn (Mollie)
Included (via Stripe)
Website
€14 to €39/mo (Shopify, WordPress hosting)
Included
Invoicing / VAT
€10+/mo (third-party tool)
Included
Subscription management
Build it yourself or €29+/mo (third-party)
Included
Customer portal
Build it yourself
Included
Total
€55 to €100+/mo + development time
€24 to €48/mo, everything included
With Mollie, you get payment rails. With PayFacile, you get a business.
Why PayFacile
Everything included. Nothing to integrate.
Automatic Invoicing
Compliant invoices, automatic retries (dunning), VAT handling. Mollie does not handle invoicing.
SEPA & Direct Debit
Accept SEPA direct debit via GoCardless. Mollie also supports SEPA natively, but without the platform around it.
Full Customer Portal
Your customers manage their own subscription, invoices, and payment method. Mollie does not offer a customer portal.
Workflows & Automations
Trigger automatic actions: welcome emails, payment reminders, segmentation. No Zapier required.
EU-Hosted & GDPR Compliant
Data hosted in the EU (AWS Dublin). GDPR compliant, PCI/DSS certified, PSD2 compliant. Mollie is also EU-based (Netherlands).
Who it's for
Mollie is excellent at one thing: payments
If you already have a website, a developer on hand, and just need to accept card payments, SEPA, or iDEAL: Mollie is a solid choice. Their API is clean, pricing is transparent (€1.80 + 2.90% per transaction), and their PrestaShop and WooCommerce plugins work well.
But if you sell subscriptions, courses, memberships, or digital products, Mollie is not enough. You will need a website (Shopify, Webflow, WordPress), an invoicing tool, dunning management, and a customer portal. That is 4 tools to pay for and maintain. PayFacile does all of this natively.
Got questions
Frequently asked questions
Mollie charges €1.80 + 2.90% per transaction, no monthly fee. PayFacile starts at €12/month + 1 to 2% (down to 0% on Platinum). For payment processing alone, Mollie is cheaper. Once you add a site, invoicing, and a portal, the total cost reverses.
Yes for the essentials: Visa, Mastercard, Amex, SEPA, PayPal, Apple Pay, Google Pay via Stripe and GoCardless. Mollie adds iDEAL, Bancontact, and Klarna natively. If you target the Netherlands or Belgium specifically, that is a point for Mollie.
No. PayFacile integrates with Stripe, GoCardless, and Braintree, not Mollie. If Mollie is your current gateway, migrate to Stripe (native PayFacile support). Migration takes about 10 minutes.
Yes, automatically. Compliant invoices, VAT, dunning, all built in. Mollie does not handle invoicing or tax management.
Sell online, not just accept payments.
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Grow your business online with a website, an online store and/or a membership platform!7 reasons to use PayFacile
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