PayFacile vs PayPlug: Payment Gateway or Full Platform?

PayPlug processes payments. PayFacile gives you the tools to build, sell, invoice, and manage customers. No code required.

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Card Processing vs Complete Business

PayFacile
PayPlug
Concept
All-in-one platform to sell online
Payment gateway focused on French merchants
Website
Included (drag-and-drop builder, custom domain)
Not included. Integrates with PrestaShop, Shopify, WooCommerce
Payment methods
Stripe + GoCardless (SEPA) + Braintree
Cards (Visa, Mastercard, Amex), Apple Pay, Bancontact
Subscriptions
Built-in (dunning, portal, upgrade/downgrade)
Recurring payments available, but limited management tools
Invoicing & VAT
Automatic (compliant invoices, dunning, VAT)
Not a core feature
Customer portal
Included (Portal: subscription, invoices, payment)
Not included
SEPA / Direct debit
Yes, via GoCardless
Not natively supported
Fraud protection
Via Stripe Radar
Built-in Smart 3-D Secure and fraud detection
Built for
Coaches, consultants, SMEs. No technical skills needed
French e-commerce merchants with a CMS

PayPlug handles cards. You handle everything else.

PayPlug is a French payment gateway with solid fraud protection. But to run a complete online business, you still need a website, invoicing, subscription management, and a customer portal.

PayPlug
PayFacile
Payment gateway
0.50–1.40% + €0.15–0.25 per txn (PayPlug)
Included (via Stripe)
Website
€14–39/mo (PrestaShop hosting, Shopify)
Included
Invoicing / VAT
€10+/mo (third-party tool)
Included
Subscription management
Limited. Build or buy separately
Included
Customer portal
Not available
Included
Total
€45–90+/mo + integration work
€24–48/mo, everything included

With PayPlug, you process cards. With PayFacile, you run your business.

Everything included. Nothing to plug in.

Built-in Website

Create your site with our visual editor. Custom domain, white label. No PrestaShop, no Shopify, no developer needed.

Automatic Invoicing

Compliant invoices, automatic retries (dunning), VAT handling. PayPlug does not handle invoicing natively.

SEPA & Direct Debit

Accept SEPA direct debit via GoCardless. PayPlug does not natively support direct debit.

Full Customer Portal

Your customers manage their own subscription, invoices, and payment method. PayPlug does not offer a customer portal.

Workflows & Automations

Trigger automatic actions: welcome emails, payment reminders, segmentation. No Zapier required.

EU-Hosted & GDPR Compliant

Data hosted in the EU (AWS Dublin). GDPR compliant, PCI/DSS certified, PSD2 compliant. PayPlug is also French and EU-compliant.

PayPlug is built for French merchants with a CMS

If you run a PrestaShop or Shopify store and want a French payment gateway with strong fraud protection and local support: PayPlug is a solid choice. Their Smart 3-D Secure technology reduces fraud while maintaining conversion. They are owned by BPCE (Banque Populaire), which adds banking-grade credibility.

But if you do not have a store yet, need subscriptions, courses, or membership management, and want everything in one platform without a developer: PayFacile is built for you. No CMS required. No plugin to install. Everything works out of the box.

Frequently asked questions

Not exactly. PayPlug is a payment gateway (like Stripe). PayFacile is a full business platform that includes payments. Compare PayPlug to Stripe, and PayFacile to Shopify + Stripe + invoicing combined.

Not currently. PayFacile integrates with Stripe, GoCardless, and Braintree. Migrating from PayPlug to Stripe takes about 10 minutes.

PayPlug charges 0.50–1.40% + €0.15–0.25 per transaction, no monthly fee on basic plans. PayFacile starts at €12/month + 1–2%. For card processing alone, PayPlug can be cheaper. PayFacile includes site, invoicing, and portal that PayPlug does not.

Yes, via GoCardless. SEPA direct debit covers 22+ European countries. PayPlug does not natively support direct debit.

More than payments. A full platform.

Create your account in 2 minutes. No credit card required.

No credit card required for testing.

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No credit card. No lock-in. Cancel anytime.